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SMS Program Terms of Service

Effective date: July 10, 2026  ·  Last updated: July 10, 2026

These SMS Program Terms of Service (the “SMS Terms”) apply to text messages you receive from Hoot Home Loans, LLC (“Hoot,” “we,” “us,” or “our”), NMLS ID 2532931. These SMS Terms are in addition to our Website Terms of Use and Privacy Policy.

1. Program description

When you provide your mobile phone number to Hoot and consent to receive text messages, you may receive customer-service and transactional messages related to your loan inquiry or loan file, and — if you opt in — marketing messages about mortgage products and services.

2. Consent

By providing your mobile number and consenting on a Hoot form or reply channel, you agree that Hoot may contact you by text message at that number, including through automated messaging systems, at the phone number you provided. Consent to receive marketing text messages is not a condition of any purchase or of obtaining any product or service.

3. Message frequency and cost

Message frequency varies based on your activity and interactions with Hoot. Message and data rates may apply based on your mobile carrier plan. Hoot does not charge for the messages themselves; standard carrier rates apply.

4. Opting out

To stop receiving marketing texts, reply STOP, END, QUIT, CANCEL, or UNSUBSCRIBE to any message from Hoot. You will receive a confirmation of your opt-out. You may re-enroll at any time by texting START or by consenting again on a Hoot form.

5. Help

For help, reply HELP to any Hoot message, or contact us at 877-466-8195 or info@hoothomeloans.com.

6. Supported carriers

The SMS program is supported by all major U.S. mobile carriers. Carriers are not liable for delayed or undelivered messages.

7. Privacy

Your mobile-number data is handled in accordance with Hoot’s Privacy Policy. Hoot does not share your mobile-number consent with third parties or affiliates for their own marketing purposes.

8. Changes

Hoot may modify these SMS Terms at any time by posting the revised version and updating the “Last updated” date above. Continued participation after changes take effect constitutes acceptance of the revised terms.

9. Contact

Hoot Home Loans, LLC
811 W 7th St, Office No. 0923, Los Angeles, CA 90017
info@hoothomeloans.com  ·  877-466-8195
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Hoot Home Loans, LLC  |  NMLS ID 2532931  |  811 W 7th St, Office No. 0923, Los Angeles, CA 90017  |  877-466-8195

Hoot Home Loans, LLC is an Equal Housing Opportunity lender. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. Licensed in AL, AZ, CA, CO, FL, GA, IA, KS, LA, MD, MI, MS, MT, NE, NJ, NC, OH, OK, OR, PA, SC, TN, TX, and WI. Not all products are available in all states. See Disclosures & Licensing for state license numbers.

This is not a commitment to lend. All loans are subject to credit approval, underwriting, and property appraisal. Rates, terms, programs, and fees are subject to change without notice and may vary by state. Information on this website does not constitute financial, legal, or tax advice. Verify our licenses at NMLS Consumer Access.

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