Effective date: July 10, 2026 · Last updated: July 10, 2026
When you provide your mobile phone number to Hoot and consent to receive text messages, you may receive customer-service and transactional messages related to your loan inquiry or loan file, and — if you opt in — marketing messages about mortgage products and services.
By providing your mobile number and consenting on a Hoot form or reply channel, you agree that Hoot may contact you by text message at that number, including through automated messaging systems, at the phone number you provided. Consent to receive marketing text messages is not a condition of any purchase or of obtaining any product or service.
Message frequency varies based on your activity and interactions with Hoot. Message and data rates may apply based on your mobile carrier plan. Hoot does not charge for the messages themselves; standard carrier rates apply.
For help, reply HELP to any Hoot message, or contact us at 877-466-8195 or info@hoothomeloans.com.
The SMS program is supported by all major U.S. mobile carriers. Carriers are not liable for delayed or undelivered messages.
Your mobile-number data is handled in accordance with Hoot’s Privacy Policy. Hoot does not share your mobile-number consent with third parties or affiliates for their own marketing purposes.
Hoot may modify these SMS Terms at any time by posting the revised version and updating the “Last updated” date above. Continued participation after changes take effect constitutes acceptance of the revised terms.